:root{--navy:#10283f;--blue:#0f5da8;--gold:#f2a51a;--ink:#17212b;--muted:#66717d;--soft:#f6f8fb;--line:#dfe6ee;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.68}.wrap{max-width:1160px;margin:auto;padding:0 22px}header{background:var(--navy);color:#fff}.top{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 0}.brand{font-weight:800;letter-spacing:.4px}.nav a{color:#fff;text-decoration:none;margin-left:16px}.hero{background:linear-gradient(135deg,#f4f8fc,#fff);padding:46px 0 36px;border-bottom:1px solid var(--line)}h1{font-size:clamp(34px,5vw,52px);line-height:1.12;margin:0 0 14px;color:var(--navy)}h2{color:var(--navy);margin:36px 0 12px}h3{color:var(--navy)}p{margin:10px 0}.lead{font-size:19px;max-width:900px}.note{background:#fff8e8;border-left:4px solid var(--gold);padding:16px;border-radius:10px;margin:20px 0}.section{padding:30px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.card p{color:#445261}.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:11px 16px;border-radius:9px;font-weight:700;margin:5px 5px 5px 0}.btn.alt{background:var(--blue)}.pill{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:7px 11px;margin:4px;background:#fff}.links a{color:var(--blue)}.table{width:100%;border-collapse:collapse}.table th,.table td{border-bottom:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px;margin:10px 0}.faq summary{font-weight:700;cursor:pointer}.trust{background:#f3f7fb;border:1px solid #d8e3ee;border-radius:14px;padding:18px}.small{font-size:13px;color:var(--muted)}footer{background:#0b1c2c;color:#dce7f0;margin-top:42px;padding:28px 0}footer a{color:#fff}.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:12px}@media(max-width:820px){.grid,.grid2{grid-template-columns:1fr}.nav{display:none}}